Terms of service

Terms of Service – One Dollar Stock (ODS, Platform, Operator)

1. General Information

1.1. These Terms & Conditions govern the use of the OneDollarStock platform, available at https://onedollarstock.com, operated by CRAFTED SOLUTIONS Sp. z o.o., with its registered office at Tęczowa 13, 53-601 Wrocław, Poland, registered in Poland under KRS/NIP/REGON: 0001130811 / 8971943783 / 52984710300000, hereinafter referred to as the "Administrator", "Operator", "Platform" or "OneDollarStock".

1.2. OneDollarStock is an online platform enabling Users to purchase, access, download, and use Digital Products under specific licensing terms, through one-time purchases, collections, sets, subscriptions, lifetime access plans, or other access models made available on the Platform.

1.3. The Platform is operated by CRAFTED SOLUTIONS Sp. z o.o., a company registered in Poland. All agreements concluded through the Platform are entered into with this Polish entity and are governed primarily by the laws of the Republic of Poland, subject only to mandatory provisions of applicable law that cannot be excluded by agreement.

1.4. The Platform may be technically accessible from various countries. Certain elements of the purchase process, including currency display, tax calculation, payment methods, checkout language, automatic browser translation, or other localization-related features, may be provided by Shopify, payment providers, browser tools, or other third-party technical solutions. Such technical availability or display does not constitute deliberate targeting of any specific country, jurisdiction, language group, religion, culture, or local market by the Administrator.

1.5. OneDollarStock does not create country-specific versions of the Platform, does not maintain dedicated local subpages for specific jurisdictions, and does not guarantee that the Platform, Digital Products, Licenses, Subscriptions, content, or product descriptions comply with the laws, advertising rules, cultural standards, religious rules, tax rules, or public morality requirements of any jurisdiction outside Poland and the European Union.

1.6. Each User is solely responsible for ensuring that their access to the Platform, purchase of Digital Products, download of files, and use of any Digital Products are lawful, acceptable, and appropriate in the country, region, state, province, industry, cultural context, religious context, business environment, advertising channel, or intended field of use in which the User accesses or uses them.

1.7. By using the Platform, creating an Account, purchasing a Digital Product, downloading a file, or using a Subscription, the User confirms that they have read, understood, and accepted these Terms & Conditions and the documents expressly referenced herein, in the version applicable at the time of using the Platform, placing an order, or accessing the relevant Digital Product.

1.8. The Administrator may amend these Terms & Conditions in accordance with Section 15. Amendments shall apply from the date indicated in the updated version, without affecting rights acquired by Users before the amendment, unless mandatory law provides otherwise.

1.9. The Platform offers creative, artistic, lifestyle, commercial, editorial, design-oriented, marketing-oriented, and visual materials intended for use in creative projects. Such materials are selected and made available in accordance with the legal, cultural, artistic, and freedom-of-expression standards applicable in Poland and the European Union.

1.10. Some Digital Products may depict themes, objects, persons, clothing, body presentation, food, beverages, situations, or symbols that may be considered sensitive, restricted, controversial, inappropriate, offensive, immoral, prohibited, or unacceptable in certain countries, cultures, religions, industries, advertising channels, or personal belief systems. This may include, without limitation, visual materials depicting alcoholic beverages or beverage-like products, glasses, bottles, persons in swimwear, partially exposed bodies, artistic or non-explicit nudity where intimate body parts are not visible, lifestyle scenes, cultural symbols, food, identity-related themes, or other expressive content.

1.11. Such Digital Products are provided solely as creative, illustrative, artistic, editorial, design, marketing, or commercial visual materials. They do not constitute encouragement, promotion, endorsement, advertising, or approval of any specific lifestyle, substance, belief, religion, worldview, political view, behavior, product, or activity.

1.12. By accessing the Platform, the User acknowledges that they do so voluntarily and at their own risk. The User accepts that the Platform may contain materials that do not align with the User's local laws, religious principles, cultural standards, moral views, personal sensitivities, advertising restrictions, or industry-specific rules.

1.13. The User is solely responsible for deciding whether accessing, purchasing, downloading, viewing, storing, publishing, modifying, or using any Digital Product is lawful, acceptable, and appropriate in the User's country, region, state, province, culture, religion, industry, business context, advertising channel, or intended field of use.

1.14. To the fullest extent permitted by applicable law, the Administrator shall not be liable for any claims, complaints, objections, losses, damages, penalties, restrictions, reputational consequences, or legal consequences arising from the User's voluntary access to, purchase of, download of, or use of Digital Products that may be considered inappropriate, offensive, restricted, prohibited, immoral, unlawful, or unacceptable under the User's local laws, religion, culture, customs, morality, industry rules, advertising rules, or personal beliefs.

1.15. Nothing in this section shall be interpreted as an intentional targeting of any jurisdiction, religion, culture, group, or belief system, nor as an attempt to provoke, offend, discriminate against, or promote hostility toward any person or group. The Platform reserves the right, at its sole discretion, to restrict, remove, hide, categorize, or limit access to selected materials where required by law, platform policy, payment provider requirements, risk assessment, or business decision.

1.16. Some of the content available on the Platform may be created, edited, enhanced, or assisted using artificial intelligence, generative technologies, algorithmic tools, software, or other digital production methods. The User acknowledges that such content may appear realistic but may not represent actual real-life events, persons, places, brands, animals, objects, or situations. Any resemblance to real persons, places, objects, brands, animals, or situations may be coincidental and unintended.

1.17. Unless expressly stated on the relevant product page, the Platform does not guarantee that each Digital Product will include detailed information about the tools, methods, prompts, software, models, or technologies used in its creation. The Platform may, where required by applicable law or internal policy, provide labels, notices, metadata, disclaimers, or other information regarding the artificial or synthetic nature of selected Digital Products, in particular where content could reasonably mislead a viewer into believing that it depicts a real person, real event, real place, real brand, or real situation.

2. Definitions

2.1. User - any natural person, legal entity, or organizational unit without legal personality that accesses or uses the Platform.

2.2. Client - a User who purchases, downloads, accesses, or obtains a Digital Product or Subscription through the Platform.

2.3. Consumer - a natural person who uses the Platform or concludes an agreement with the Administrator for purposes not directly related to their business or professional activity, where such status results from applicable law.

2.4. Digital Product - any digital product, file, visual asset, creative asset, image, graphic, mockup, editable mockup, preset, LUT, texture, photo overlay, video overlay, website template, Framer template, collection, set, pack, bundle, archive file, or other downloadable or digitally accessible content offered on the Platform, whether provided individually, as part of a collection, or as part of a Subscription.

2.5. The specific type, format, file extension, number of files, resolution, size, compatibility, software requirements, technical parameters, license availability, package contents, and delivery method of each Digital Product are described on the relevant product page, collection page, pricing page, license page, checkout page, Account area, or another page or interface clearly available to the User before purchase, download, or access.

2.6. License - the right to use a Digital Product under the terms specified in these Terms & Conditions, the relevant license page, the relevant product page, and any product-specific licensing information made available before purchase or download.

2.7. Account - an individual User account on the Platform, providing access to purchased products, order information, Subscriptions, downloads, or other Platform features.

2.8. Subscription - paid access to selected Subscription-Eligible Products available on the Platform under the Subscription Plan, Subscription Term, License Type, Seat limit, and other conditions selected by the User or displayed on the Platform at the time of purchase.

2.9. Subscription Plan - the content access tier selected by the User, determining which categories, types, or groups of Digital Products are included in the Subscription. Subscription Plans may include, in particular, Standard, Premium, Pro, Pro Team, or any other plan made available, renamed, replaced, merged, modified, or discontinued by the Administrator.

2.10. Subscription Term - the duration or access model of the Subscription selected by the User, including in particular Monthly, Yearly, Lifetime, or any other term made available on the Platform.

2.11. License Type - the permitted scope of use selected by the User for a Subscription or Digital Product. Available License Types may include, in particular, Personal, Commercial, Creator, Corporate, or any other license type made available on the Platform, subject to the relevant license terms.

2.12. Seat - one individual person authorized to use the Subscription, access the Account, download Subscription-Eligible Products, and use Digital Products within the scope of the purchased Subscription, Subscription Plan, Subscription Term, License Type, and Seat limit.

2.13. Lifetime Subscription - a Subscription with a Lifetime Subscription Term that enables the User to access and download selected Subscription-Eligible Products under the selected Subscription Plan, License Type, Seat limit, these Terms & Conditions, and any product-specific exclusions or access rules, for as long as the Platform operates.

2.14. Subscription-Eligible Product - a Digital Product that is included in the User's active Subscription and may be downloaded without an additional product-specific payment under the scope of the purchased Subscription Plan, Subscription Term, License Type, and Seat limit. Such products may be indicated on the Platform by a badge, icon, label, filter, product status, Account access status, download button, category, or other visible designation, including in particular a "STAR", "Included", "Included in Subscription", or similar designation.

2.15. Excluded Product - a Digital Product available on the Platform that is not included in the User's active Subscription and requires separate purchase, separate License, a higher-tier Subscription, or other additional access rights.

3. User Registration and Account

3.1. Purchasing, accessing, or downloading selected Digital Products may require creating an Account on the Platform.

3.2. Users must provide true, accurate, and up-to-date information during registration, purchase, and use of the Platform.

3.3. Sharing an Account, login credentials, download links, Subscription access, or purchased files with third parties is prohibited, unless expressly permitted by the applicable License or Subscription plan.

3.4. Users are responsible for securing their account credentials and must immediately notify the Administrator of any suspected unauthorized access, security breach, misuse, account sharing, or loss of credentials.

3.5. The Administrator may suspend or restrict access to an Account where there is a justified suspicion of violation of these Terms & Conditions, unlawful use, account sharing, unauthorized redistribution, scraping, automated downloads, payment fraud, chargeback abuse, security risk, or other misuse of the Platform.

4. Purchase and Access to Digital Products

4.1. Digital Products, Licenses, Subscriptions, and other paid access models are available at prices displayed on the Platform. Prices, available currencies, taxes, promotions, discounts, and payment methods may vary depending on the product, region, checkout configuration, third-party payment provider, Shopify settings, or other technical or commercial factors.

4.2. Current prices, available license types, license scope, technical specifications, file details, product contents, Subscription availability, and any promotional terms are displayed on the relevant product page, license page, pricing page, checkout page, Account area, or other Platform interface before purchase or download. The User is responsible for reviewing such information before placing an order.

4.3. Applicable taxes may be added to each transaction based on the Client's location, billing details, tax status, Shopify configuration, payment provider rules, or applicable law. The final price, including taxes where applicable, is shown before order confirmation or payment completion.

4.4. Upon payment confirmation, the Client will receive access to the purchased Digital Product, Subscription, or other access right via a download link, email link, access button, Account access, Subscription access, or another digital access method made available by the Platform.

4.5. Digital Products are digital content and are delivered automatically and immediately after payment confirmation by making a download link, email link, Account access, access button, or other digital access method available to the Client.

4.6. The Client acknowledges that, due to the nature of Digital Products, once the Administrator sends the download link, makes the Digital Product available in the Client's Account, activates access, or otherwise enables access to the purchased Digital Product, the Digital Product is deemed delivered.

4.7. From the moment access is made available, the order cannot be cancelled, reversed, or refunded, except where mandatory law provides otherwise or where a justified technical complaint is accepted in accordance with these Terms & Conditions.

4.8. Products may be offered as single Digital Products, collections, sets, packs, bundles, templates, subscriptions, or other product structures. The number of files, type of files, scope of access, package contents, technical specifications, and delivery method are described on the relevant product page or other Platform interface before purchase or download.

4.9. It is strictly prohibited to use any materials from the Platform, whether watermarked or not, for training artificial intelligence systems, machine learning algorithms, dataset creation, model development, or any other data processing models, without prior written consent from the Administrator.

5. Source of Materials and Use of AI Tools

5.1. Materials available on the Platform are either created, commissioned, acquired, licensed, generated, edited, curated, or otherwise made available by the Administrator or by persons or entities authorized to provide such materials for distribution through the Platform.

5.2. Where materials are provided by authors, contributors, partners, vendors, creators, sellers, or other third parties, such persons or entities are responsible for ensuring that they hold the necessary rights, permissions, licenses, consents, and authorizations required for commercial distribution, publication, sale, licensing, and use through the Platform.

5.3. Materials on the Platform may include photographs, digital illustrations, AI-assisted creations, generative visuals, edited images, design files, templates, creative assets, and other Digital Products. The use of artificial intelligence, generative technologies, editing tools, or other software does not automatically affect the legality of the content or the rights granted under the applicable License, unless otherwise stated in the relevant product or license information.

5.4. Unless expressly stated on the relevant product page, the Platform does not guarantee that each Digital Product will include detailed information about the tools, methods, prompts, software, models, or technologies used in its creation. Users may contact the Administrator for clarification regarding selected files, but the Administrator is not obligated to provide full production history, source files, prompts, model information, or technical creation details.

5.5. The Platform operates in good faith and reserves the right to remove, suspend, disable access to, investigate, relabel, restrict, or modify the availability of any Digital Product where there is a justified suspicion of rights infringement, legal defect, third-party claim, trademark issue, personality rights issue, violation of these Terms & Conditions, violation of applicable law, payment provider requirement, platform risk, or business risk.

5.6. In the event of claims arising from materials provided by an author, contributor, partner, vendor, creator, seller, or other third party, the person or entity that provided such materials to the Platform shall bear responsibility to the extent resulting from their declarations, agreements with the Administrator, and applicable law.

5.7. Digital Products created, edited, enhanced, or assisted using generative artificial intelligence tools are provided "as is", without any warranty or guarantee regarding uniqueness, exclusivity, non-similarity, non-association, or absence of resemblance to real persons, animals, places, objects, brands, trademarks, events, or situations.

5.8. In creating or obtaining AI-assisted Digital Products, the Platform may use external, professional AI-generation services, editing tools, software, or other digital technologies. The Administrator does not control and is not responsible for how third-party models were trained, what datasets they used, or whether similar content may be produced by other users, platforms, tools, or models.

5.9. Any visual resemblance to real individuals, characters, trademarks, equipment, products, locations, or situations may be coincidental and unintended. The Platform does not guarantee that any Digital Product is unique, exclusive, or incapable of being independently created by another person, platform, software, AI system, or creative tool.

5.10. The User is solely responsible for how purchased or downloaded Digital Products are used. The Platform shall not be held liable for illegal, unethical, misleading, offensive, defamatory, infringing, non-compliant, or unauthorized use of Digital Products by Users, including but not limited to use in adult contexts, impersonation, false information, political manipulation, unlawful advertising, rights violations, or actions contrary to law, license terms, platform rules, or good practices.

6. License Types and Conditions

6.1. Digital Products, Subscriptions, Subscription Plans, product categories, and access models may be offered under different License Types depending on the product type, product category, intended use, technical nature, source, author, vendor, commercial model, access model, or business decision of the Administrator.

6.2. Available License Types may include, in particular:

a) Personal License - for private, personal, non-commercial use;

b) Commercial License - for commercial use, excluding resale or redistribution of the Digital Product as a standalone file or substantially unchanged asset;

c) Creator License - for use in products, content, projects, or creative outputs intended for resale, monetization, distribution, or client work, subject to the applicable license terms;

d) Corporate License - for commercial use by larger organizations, companies, teams, agencies, or entities, subject to the applicable license terms.

6.3. Not every Digital Product, Subscription, Subscription Plan, product category, or access model must be available under all License Types. Some Digital Products, including templates, premium products, free products, external vendor products, partner products, team plans, or selected product categories, may be offered under fewer, different, custom, or product-specific License Types.

6.4. The available License Type, license scope, price, access model, technical specification, product details, Subscription Plan, Subscription Term, Seat limit, and any additional conditions are displayed on the relevant product page, license page, pricing page, checkout page, Account area, or other Platform interface before purchase, download, or access.

6.5. Detailed descriptions of Licenses are provided on the License page: https://onedollarstock.com/pages/licenses and may also be provided on relevant product pages or other Platform interfaces.

6.6. Purchasing a License does not transfer copyright ownership of the Digital Product. It grants a limited, non-exclusive, non-transferable right to use the Digital Product under the terms specified in these Terms & Conditions, the applicable License, and product-specific information displayed before purchase or download.

6.7. Unless expressly permitted by the applicable License, prohibited actions include:

a) reselling, redistributing, sharing, sublicensing, giving away, or publishing Digital Products as standalone files or substantially unchanged assets;

b) publishing Digital Products on stock platforms, asset marketplaces, content-sharing platforms, file-sharing platforms, free download websites, torrent websites, or similar services;

c) claiming authorship, copyright ownership, exclusive rights, or creative ownership of a Digital Product;

d) using Digital Products in ways that violate applicable laws, third-party rights, personality rights, copyright, trademarks, publicity rights, privacy rights, advertising laws, or platform policies;

e) using Digital Products in a manner grossly offensive to public morality, ethical standards, religious beliefs, or good practices, where such use is attributable to the User's own publication, modification, campaign, or context;

f) sublicensing the Digital Product to third parties;

g) using Digital Products for AI training, machine learning, dataset creation, model development, scraping, or similar purposes without prior written consent from the Administrator.

6.8. The License granted to the Client does not transfer or limit the moral rights of the author, where such rights exist under applicable law. Copyright or other intellectual property rights in the Digital Product remain with the creator, rights holder, or other authorized entity, unless expressly stated otherwise.

7. Subscriptions

7.1. The Platform may offer Subscriptions providing access to selected Subscription-Eligible Products under the conditions displayed on the Platform at the time of purchase.

7.2. Each Subscription may consist of the following elements:

a) Subscription Plan - determining which categories, types, or groups of Digital Products are included in the Subscription;

b) Subscription Term - determining the duration or access model of the Subscription, including in particular Monthly, Yearly, or Lifetime;

c) License Type - determining the permitted scope of use of downloaded Digital Products, including in particular Personal, Commercial, Creator, or Corporate;

d) Seat limit - determining the number of individual persons authorized to use the Subscription.

7.3. Subscription Plans may include, in particular:

a) Standard;

b) Premium;

c) Pro;

d) Pro Team;

or any other plans introduced, renamed, modified, merged, replaced, or discontinued by the Administrator.

7.4. The Standard, Premium, and Pro plans are intended for one Seat, unless expressly stated otherwise on the Platform. The Pro Team plan is intended for up to five Seats, unless expressly stated otherwise on the Platform.

7.5. The Subscription Plan determines which types, categories, or groups of Digital Products are included in the Subscription. For example, one plan may include selected images, graphics, mockups, bundles, textures, or similar materials, while another plan may additionally include overlays, presets, LUTs, video overlays, editable mockups, website templates, Framer templates, or other product categories.

7.6. The exact scope of each Subscription Plan, including the types of Digital Products included, excluded, added, removed, limited, or available only in selected plans, is displayed on the Pricing page, product page, Account area, download area, or other Platform interface before purchase, download, or access.

7.7. The License Type selected by the User determines how Digital Products downloaded under the Subscription may be used. The Subscription Plan determines what may be downloaded; the License Type determines how downloaded Digital Products may be used.

7.8. Purchasing a Subscription does not transfer copyright ownership of any Digital Product. It grants only a limited, non-exclusive, non-transferable right to access, download, and use Subscription-Eligible Products under the selected Subscription Plan, Subscription Term, License Type, Seat limit, and these Terms & Conditions.

7.9. Purchasing a Subscription entitles the User to unlimited downloads during the active Subscription Term only of Digital Products that are made available under the User's active Subscription Plan as Subscription-Eligible Products.

7.10. OneDollarStock may continuously add new Digital Products, product types, collections, sets, templates, creative assets, vendor products, partner products, or other downloadable materials to the Platform. New Digital Products may be included in existing Subscriptions if they are made available as Subscription-Eligible Products under the User's active Subscription Plan.

7.11. The fact that a Digital Product is available on the Platform does not automatically mean that it is included in every Subscription or in the User's Subscription. Some Digital Products may require separate purchase, a separate License, higher-tier access, or other additional access rights.

7.12. Products included in a Subscription may be identified by a visible badge, icon, label, filter, download button, Account access status, product status, or other designation used on the Platform, including in particular a "STAR", "Included", "Included in Subscription", or similar designation.

7.13. If a Digital Product is not marked, enabled, or otherwise made available as included in the User's active Subscription, the User should assume that such Digital Product requires separate purchase, separate License, higher-tier access, or other additional access rights.

7.14. Products provided by external authors, vendors, partners, creators, sellers, premium providers, or other third parties may be included in or excluded from Subscriptions at the Administrator's discretion. Such products are included in a Subscription only if they are expressly marked or made available as Subscription-Eligible Products under the User's active Subscription Plan.

7.15. The Administrator may decide, at its sole discretion, which Digital Products are included in a given Subscription Plan, which products are excluded, and which products require separate purchase. This may apply in particular to external vendor products, premium products, limited-access products, partner products, new product categories, special collections, or products subject to separate commercial terms.

7.16. Subscriptions may be offered for different Subscription Terms, including in particular Monthly, Yearly, Lifetime, or any other term made available on the Platform.

7.17. A Monthly Subscription provides access to Subscription-Eligible Products during the monthly Subscription period, subject to the selected Subscription Plan, License Type, Seat limit, and these Terms & Conditions.

7.18. A Yearly Subscription provides access to Subscription-Eligible Products during the yearly Subscription period, subject to the selected Subscription Plan, License Type, Seat limit, and these Terms & Conditions.

7.19. A Lifetime Subscription provides access to Subscription-Eligible Products under the selected Subscription Plan, License Type, and Seat limit for as long as the Platform operates, unless the Subscription is terminated or suspended due to violation of these Terms & Conditions, License terms, fair use rules, account sharing rules, Seat limits, payment rules, or applicable law.

7.20. A Lifetime Subscription does not mean ownership of the Platform, ownership of any Digital Product, ownership of the database, ownership of any future product category, or guaranteed access to every current or future Digital Product available on the Platform.

7.21. A Lifetime Subscription may include selected Digital Products added to the Platform in the future, provided that such Digital Products are made available as Subscription-Eligible Products under the User's Lifetime Subscription Plan.

7.22. Products that are not marked or made available as Subscription-Eligible Products under the User's Lifetime Subscription Plan may require separate purchase, separate License, higher-tier access, or other additional access rights.

7.23. The Administrator does not guarantee that all product categories, external vendor products, premium products, partner products, future products, or newly introduced product types will be included in any Lifetime Subscription, unless expressly indicated on the Platform.

7.24. Unless expressly stated otherwise on the Platform, Standard, Premium, and Pro Subscriptions are intended for one Seat only.

7.25. Unless expressly stated otherwise on the Platform, a Pro Team Subscription is intended for up to five Seats.

7.26. A Seat means one individual person authorized to access and use the Subscription. Each Seat may be used only by one designated individual and may not be shared, rotated, resold, rented, transferred, or made available to unauthorized persons.

7.27. The User is responsible for ensuring that all persons using Seats under the Subscription comply with these Terms & Conditions, the applicable License Type, fair use rules, Seat limits, and all restrictions applicable to Digital Products.

7.28. The Pro Team Subscription does not allow unlimited team, company, agency, client, contractor, vendor, or public access. It allows only the number of Seats expressly included in the purchased plan or displayed on the Platform at the time of purchase.

7.29. Sharing login credentials, Account access, download links, downloaded files, or Subscription access with persons outside the permitted Seat limit is strictly prohibited.

7.30. Subscription prices, promotional prices, discounts, billing terms, taxes, payment methods, available License Types, available Subscription Terms, Seat limits, and available purchase options are displayed on the Pricing page, product page, checkout page, payment page, Account area, or other Platform interface at the time of purchase.

7.31. Prices, discounts, plan names, plan contents, product availability, included product categories, License availability, Subscription Terms, Seat limits, and Subscription options may change over time. Such changes do not affect Subscriptions already purchased for the period and scope confirmed at the time of purchase, unless mandatory law or these Terms & Conditions provide otherwise.

7.32. The Administrator is not required to maintain any specific price, discount, promotional offer, Subscription Plan structure, Subscription Term, Seat limit, product inclusion, product category, or access model for future purchases.

7.33. Subscription fees are non-refundable once the Subscription has been activated, access has been made available, or the User has received the ability to access, browse, download, or use Subscription-Eligible Products.

7.34. By purchasing a Subscription, the User acknowledges that the Subscription is a digital service providing immediate access to digital content and that the fee covers access to Subscription-Eligible Products during the Subscription Term, not the actual number of files downloaded by the User.

7.35. In particular, the User shall not be entitled to a refund, full or partial, in the following cases:

a) the User cancels the Subscription before the end of the Subscription Term;

b) the User no longer needs or no longer wishes to use the Subscription;

c) the User has accessed, browsed, downloaded, saved, viewed, used, or otherwise benefited from Digital Products available under the Subscription;

d) the User has used the Subscription for any period of time and later decides that they do not wish to continue using it;

e) the User has failed to use the download option during the Subscription Term;

f) the User expected a different number, type, style, category, aesthetic, or selection of Digital Products, provided that the general nature of the Platform and Subscription was visible before purchase;

g) the User expected that every current or future Digital Product on the Platform would be included in the Subscription, although these Terms & Conditions or the Platform indicated that only Subscription-Eligible Products are included;

h) the User's Account or Subscription has been suspended or terminated due to violation of these Terms & Conditions, License terms, fair use rules, account sharing rules, Seat limits, security rules, or other Platform rules.

7.36. This section does not limit the User's right to submit a complaint where Subscription access is technically unavailable due to reasons attributable to the Administrator, or where mandatory law provides otherwise.

7.37. Fair Use of Subscriptions. Unlimited downloads under a Subscription are intended for normal, individual, human, creative, business, commercial, or project-based use by the User within the scope of the purchased Subscription Plan, Subscription Term, License Type, and Seat limit.

7.38. The following actions are strictly prohibited:

a) automated downloading, scraping, crawling, bulk extraction, bot-based downloading, or use of scripts to download Digital Products;

b) downloading Digital Products for the purpose of building, copying, mirroring, reselling, redistributing, or competing with the Platform or any part of its database;

c) downloading excessive volumes of Digital Products in a manner inconsistent with normal creative, business, commercial, or project-based use;

d) sharing Account access, download links, files, or Subscription access with third parties;

e) using one Subscription for multiple persons, teams, entities, clients, contractors, organizations, agencies, or vendors beyond the permitted Seat limit;

f) circumventing technical limits, access controls, download restrictions, watermarks, account protections, or License restrictions;

g) using downloaded Digital Products for AI training, machine learning, dataset creation, model development, or similar purposes without prior written consent from the Administrator.

7.39. The Administrator may monitor download patterns, account activity, technical logs, access frequency, Seat activity, and other security indicators in order to detect abuse, fraud, scraping, account sharing, unauthorized redistribution, or violations of these Terms & Conditions.

7.40. Where the Administrator reasonably suspects abuse or violation of this Fair Use Policy, it may temporarily limit downloads, request clarification from the User, suspend the Account, terminate the Subscription, block access to Digital Products, or take legal action. In such cases, the User shall not be entitled to a refund, unless mandatory law provides otherwise.

8. Payments and Invoices

8.1. Payments are processed through third-party payment operators, Shopify, payment gateways, card processors, payment service providers, or other technical and financial service providers made available on the Platform.

8.2. The Administrator does not store full payment card details and is not responsible for technical failures, payment refusals, fraud controls, chargeback procedures, currency conversion, payment provider fees, or other matters controlled by third-party payment providers, except where mandatory law provides otherwise.

8.3. Clients may request a VAT invoice or other accounting document by providing the necessary information, such as company name, VAT ID, tax number, billing address, or other details required by applicable law or accounting procedures.

8.4. Prices displayed on the Platform may be shown as net prices, gross prices, converted prices, estimated prices, promotional prices, or subscription-based prices depending on the relevant page, product, jurisdiction, Shopify configuration, payment provider, tax settings, or checkout process. The final amount payable is displayed before payment completion.

8.5. If a payment is reversed, disputed, charged back, refunded by a payment provider, suspected of fraud, or otherwise not effectively received by the Administrator, the Administrator may suspend or terminate access to the relevant Digital Product, Account, License, or Subscription.

9. No Right of Withdrawal, Delivery, Refunds, and Complaints Scope

9.1. Digital Products and Subscriptions offered on the Platform are digital content or digital services that are not supplied on a tangible medium.

9.2. Due to their nature, Digital Products and Subscriptions are delivered or activated immediately after payment confirmation by making a download link, email link, Account access, access button, Subscription access, or other digital access method available to the Client.

9.3. By placing an order for a Digital Product or Subscription, the Client acknowledges that the purchased product or service is digital in nature, that access may be provided immediately after payment confirmation, and that the Client is purchasing immediate access to digital content or a digital service.

9.4. A Digital Product shall be deemed delivered, and a Subscription shall be deemed activated, at the moment when the Administrator sends the download link by email, makes the Digital Product available in the Client's Account, enables access through a download button, activates Subscription access, or otherwise makes the purchased digital content or digital service available to the Client.

9.5. The Administrator is not required to verify whether the Client has actually opened the email, clicked the download link, downloaded the file, saved the file, logged into the Account, viewed the Digital Product, or used the Digital Product or Subscription. The relevant moment for delivery is the moment when access is made available by the Administrator.

9.6. Purchases of Digital Products and Subscriptions are final and non-refundable once the Administrator has made access available to the Client in accordance with Section 9.4.

9.7. For the avoidance of doubt, access is considered made available even if the Client does not open the email, click the download link, download the file, log in to the Account, or use the Digital Product or Subscription.

9.8. The User is not entitled to a refund, cancellation, withdrawal, or compensation merely because:

a) the User changed their mind;

b) the User no longer needs the Digital Product or Subscription;

c) the User expected a different style, aesthetic, category, quantity, selection, type, commercial value, or usefulness of content;

d) the User did not review the product page, preview, description, License terms, pricing page, Subscription scope, or technical information before purchase;

e) the User does not like the Digital Product after purchase;

f) the User did not use the purchased Digital Product or Subscription;

g) the User downloaded, accessed, viewed, or used the Digital Product or Subscription and later decided not to continue using it;

h) the User expected future products, external vendor products, premium products, Excluded Products, higher-tier products, or products outside the purchased Subscription Plan to be included in a Subscription even though they were not marked or made available as Subscription-Eligible Products under the User's active Subscription Plan.

9.9. Before purchase, download, or access, the User is responsible for reviewing the product page, preview images, product description, License Type, Subscription Plan, Subscription Term, Seat limit, Subscription availability, file information, technical requirements, pricing, and any other information displayed on the Platform. Subjective dissatisfaction with the appearance, style, usefulness, artistic value, commercial value, number of files, product category, Subscription Plan scope, or personal suitability of a Digital Product does not constitute grounds for refund.

9.10. This no-refund policy does not limit the User's right to submit a complaint where:

a) the download link was not sent or not provided due to a technical issue attributable to the Platform;

b) the purchased Digital Product was not made available;

c) the file is corrupted and cannot be opened despite meeting the stated technical requirements;

d) the User received a different Digital Product than the one purchased;

e) the purchased Subscription was not activated due to a technical error attributable to the Platform;

f) another technical or delivery-related issue attributable to the Platform prevents access to the purchased Digital Product or Subscription-Eligible Product;

g) mandatory law provides otherwise.

9.11. In the cases described in Section 9.10, the Administrator may, where technically possible and appropriate, restore access, resend the download link, provide a replacement file, correct the technical issue, provide the correct Digital Product, activate Subscription access, or take another appropriate corrective action.

9.12. Complaints shall not be treated as a general right to return, cancel, or obtain a refund for a Digital Product or Subscription after access has been made available in accordance with these Terms & Conditions.

10. Unauthorized Downloading, Watermark Removal, and License Violations

10.1. All Digital Products, images, graphics, templates, mockups, files, previews, watermarked versions, and other materials available on the Platform are protected by copyright, license terms, contract law, technical protection measures, or other applicable rights.

10.2. Downloading files without purchase or authorization, bypassing payment systems, bypassing access controls, attempting to remove, modify, obscure, crop, cover, erase, or bypass watermarks protecting preview versions, or otherwise obtaining files without permission is strictly prohibited and constitutes a serious violation of these Terms & Conditions and may constitute a copyright or legal violation.

10.3. Any use of Digital Products obtained illegally, including downloading by bypassing payment systems, unauthorized scraping, mass extraction, credential sharing, or watermark removal, is strictly forbidden and may be pursued under civil and criminal law, nationally and internationally.

10.4. If such violations are detected or reasonably suspected, the Administrator reserves the right to take any legal, technical, contractual, or operational action available, including seeking damages, reporting violations to relevant authorities or digital platforms, disabling access, suspending Accounts, terminating Subscriptions, blocking downloads, or contacting hosting providers, marketplaces, payment providers, and other relevant entities.

10.5. It is prohibited to use Digital Products in violation of the purchased License. This prohibition applies to all Digital Products provided through the Platform, whether paid, free, subscription-based, or otherwise made available.

10.6. The Administrator may use internal verification, technical monitoring, download logs, watermark analysis, metadata analysis, external monitoring tools, legal advisors, specialized agencies, or other available methods to detect, document, and pursue suspected violations of the applicable License terms, unauthorized downloads, watermark removal, account sharing, mass downloading, scraping, redistribution, or other unlawful use of Digital Products.

11. Administrator Liability

11.1. To the fullest extent permitted by applicable law, the Administrator shall not be liable for:

a) the manner in which Users access, download, modify, publish, distribute, or use Digital Products;

b) losses, claims, disputes, penalties, damages, or consequences resulting from improper, unlawful, unauthorized, misleading, offensive, infringing, or non-compliant use of Digital Products by Users;

c) the User's failure to verify whether a Digital Product is suitable, lawful, or compliant for the User's intended use, industry, country, jurisdiction, advertising channel, cultural context, religious context, or business purpose;

d) technical issues, interruptions, delays, third-party service failures, payment provider issues, hosting issues, Shopify-related issues, internet access problems, browser issues, email delivery issues, spam filter issues, or other circumstances beyond the Administrator's reasonable control;

e) lost profits, indirect damages, consequential damages, loss of business opportunities, reputational damage, loss of data, or loss of expected benefits arising from the use or inability to use the Platform or Digital Products;

f) claims by third parties concerning resemblance of digital content to real persons, places, objects, trademarks, products, events, or situations, where such resemblance is coincidental and not intentionally created by the Administrator;

g) modifications, edits, combinations, publications, campaigns, products, or derivative uses created by the User using Digital Products;

h) the User's failure to obtain any additional permissions, releases, consents, approvals, clearances, or legal reviews required for the User's intended use of a Digital Product.

11.2. The User is solely responsible for ensuring that their use of Digital Products complies with the applicable License, law, advertising regulations, platform rules, industry rules, third-party rights, and any local restrictions applicable to the User's intended use.

11.3. Digital Products are provided "as is" and "as available", subject to the product description, License, and technical information displayed before purchase or access. The Administrator does not guarantee that a Digital Product will meet every subjective expectation, aesthetic preference, business objective, commercial result, campaign requirement, platform requirement, or technical requirement not expressly stated on the relevant product page.

11.4. Nothing in these Terms & Conditions excludes or limits liability that cannot be excluded or limited under mandatory applicable law.

12. Personal Data Protection (GDPR)

12.1. The controller of Users' personal data is CRAFTED SOLUTIONS Sp. z o.o., with its registered office at ul. Tęczowa 13, 53-601 Wrocław, Poland, registered in the register of entrepreneurs of the National Court Register under KRS number: 0001130811, NIP: 8971943783, REGON: 52984710300000.

12.2. Personal data are processed for the purpose of providing services through the Platform, handling orders, Accounts, payments, downloads, Licenses, Subscriptions, complaints, customer communication, legal obligations, security, fraud prevention, and other purposes described in the Privacy Policy.

12.3. Users have the right to access their personal data, request rectification, deletion, restriction of processing, data portability, object to processing, withdraw consent where processing is based on consent, and lodge a complaint with the competent supervisory authority.

12.4. Detailed information about the processing of personal data, legal bases, retention periods, recipients of data, cookies, and User rights is provided in the Privacy Policy available at: https://onedollarstock.com/policies/privacy-policy

12.5. The Operator applies appropriate technical and organizational measures to protect personal data, including SSL/TLS encryption and access control measures appropriate to the nature of the Platform.

12.6. Personal data may be processed by third-party service providers used by the Platform, including hosting, payment, analytics, email, customer service, e-commerce, accounting, and technical infrastructure providers, in accordance with applicable data protection laws and the Privacy Policy.

13. Cookies

13.1. The Platform uses cookies and similar technologies to provide the service, improve service quality, analyze traffic, personalize content, operate e-commerce functions, support payments, remember preferences, and perform other functions described in the Privacy Policy.

13.2. Users may manage cookie preferences via their browser settings, consent management tools, or other mechanisms made available on the Platform.

13.3. Detailed information about cookies is provided in the Privacy Policy available at: https://onedollarstock.com/policies/privacy-policy

13.4. The Operator may use a Consent Management Platform or similar mechanism where required or appropriate. The User may change cookie settings at any time using the tools made available on the Platform or in the browser.

14. Complaints

14.1. Each User has the right to submit a complaint regarding the technical operation of the Platform, Account access, Digital Product access, download links, files, Subscription access, or other issues related to the provision of services by the Administrator.

14.2. Complaints regarding the operation of the Platform, technical access to Digital Products, download links, files, Account access, or Subscription access may be submitted via the contact form available at: https://onedollarstock.com/pages/contact or by any other contact method indicated on the Platform.

14.3. Complaints will be reviewed within 14 calendar days from receipt of a complete complaint, unless a longer period is justified by the complexity of the matter, applicable law, the need to verify technical data, or the need to obtain information from third-party service providers.

14.4. Complaints regarding Digital Products or Subscriptions do not constitute a right to return, cancel, or obtain a refund for an order after access has been made available in accordance with Section 9.4.

14.5. A complaint may be considered justified only where it concerns a technical or delivery-related issue attributable to the Platform, including in particular: failure to send or provide the download link, non-working download link, lack of access to the purchased Digital Product, corrupted file, incorrect file, incorrect Digital Product delivered, failed Subscription activation, or another technical issue preventing access to the purchased Digital Product or Subscription-Eligible Product.

14.6. A complaint shall not be considered justified where it is based solely on subjective dissatisfaction, change of mind, lack of usefulness for the User's project, failure to review the product preview or description before purchase, expectations regarding a different style or aesthetic, expectations regarding a larger or different selection of products, expectations that every current or future Digital Product would be included in a Subscription, expectations regarding products outside the purchased Subscription Plan, or dissatisfaction with the number, type, category, plan scope, or artistic character of Digital Products, provided that the relevant information was available on the Platform before purchase or access.

14.7. The complaint should contain accurate identifying and contact details of the complainant, including name, email address, order number if available, Account email, description of the problem, date and time of occurrence, screenshots if relevant, and any other information necessary to verify the issue.

14.8. If a complaint is justified, the Administrator may, depending on the nature of the issue and where technically possible, restore access, resend a download link, provide a replacement file, provide the correct Digital Product, activate Subscription access, correct a technical error, or take another appropriate corrective action.

14.9. Consumers may use available out-of-court complaint and redress mechanisms provided under applicable law. Information on available consumer redress mechanisms may be obtained from competent consumer protection authorities in the Consumer's country of residence or from competent consumer protection bodies in Poland.

15. Changes to the Terms & Conditions

15.1. The Administrator reserves the right to amend these Terms & Conditions for valid reasons, including legal, technical, organizational, security, operational, business, payment, licensing, product, pricing, subscription, vendor, compliance, or functional changes to the Platform.

15.2. Amendments shall apply from the date indicated in the updated version of the Terms & Conditions. Changes shall not affect rights acquired by Clients before the effective date of the amended Terms & Conditions, unless mandatory law provides otherwise.

15.3. If an amendment materially affects the rights or obligations of Users with active Accounts or active Subscriptions, the Administrator may notify such Users by email, Account notice, Platform notice, or another appropriate communication method.

15.4. Continued use of the Platform after the effective date of the amended Terms & Conditions constitutes acceptance of the amended Terms & Conditions, unless mandatory law provides otherwise.

16. Governing Law and Jurisdiction

16.1. These Terms & Conditions, the Platform, Digital Products, Licenses, Subscriptions, and all agreements concluded through the Platform are governed by the laws of the Republic of Poland.

16.2. The Platform is operated by CRAFTED SOLUTIONS Sp. z o.o., a company registered in Poland. The Administrator does not create country-specific versions of the Platform, does not direct the Platform to any specific jurisdiction outside Poland and the European Union, and does not guarantee that the Platform, Digital Products, Licenses, Subscriptions, or content comply with the laws, regulations, court practice, advertising rules, cultural standards, religious rules, tax rules, or industry-specific requirements of any country, state, province, territory, or jurisdiction outside Poland and the European Union.

16.3. The User is solely responsible for verifying whether accessing the Platform, purchasing Digital Products, downloading files, using Digital Products, or using any Subscription is lawful and appropriate in the User's country, state, province, territory, industry, advertising channel, cultural context, religious context, or intended field of use.

16.4. To the fullest extent permitted by applicable law, any disputes, claims, proceedings, or legal actions arising from these Terms & Conditions, the Platform, Digital Products, Licenses, Subscriptions, purchases, access, downloads, or use of Digital Products shall be resolved exclusively by the courts having jurisdiction over the registered office of the Administrator in Poland.

16.5. The User agrees not to bring any claim, lawsuit, class action, collective action, or proceeding against the Administrator in any court or authority outside Poland, unless such restriction is prohibited by mandatory applicable law.

16.6. Nothing in this Section limits any mandatory consumer rights that cannot be excluded by agreement under applicable law.

17. Final Provisions

17.1. If any provision of these Terms & Conditions is found to be invalid, ineffective, unenforceable, or contrary to mandatory law, the remaining provisions shall remain in force to the fullest extent permitted by applicable law.

17.2. The Administrator's failure to enforce any provision of these Terms & Conditions shall not constitute a waiver of the right to enforce that provision in the future.

17.3. The headings used in these Terms & Conditions are for convenience only and do not affect the interpretation of the provisions.

17.4. These Terms & Conditions are made available to Users on the Platform in a manner enabling them to access, store, and reproduce their content.